We're buying a house!!

[chazoe60]

Congrats man. Buying a house, especially if it's your first, is one of those monumental moments in your life.




One question though: Does this house you're buying have a lot of good shadowy spots for you to lurk in?

[Al Wilson 4 Mayor]

Congrats bro! Buying a house is exciting!

Don't be afraid to buy a forclosed property. There are great deals right now, and sometimes people will stay away from certain houses because they don't like the carpet, or the paint, or maybe the counter tops. Remember though, those items can all be replaced or changed for a few thousand dollars, which is well worth it when you are saving 40 or 50k off of a sale price.

Basically, don't rush, which is easy to do when you're dealing with the excitement of it all. I would encourage you to take several months to find the right deal if you need to.

[m8archa]

Grat's man, living in a private house is pretty damn great, well you'll have to shovel the snow and stuff, but it is worth it ^_^

[samparnell]

I hope you got ...

... a thirty year fixed-rate mortgage.

My daughter was pestered for a couple of years by banks offering subprime loans.

Recently she bought a house with a thirty year fixed. WHEW!

Congratulations and good luck, Bro!:salute!:

[Al Wilson 4 Mayor]

... a thirty year fixed-rate mortgage.

My daughter was pestered for a couple of years by banks offering subprime loans.

Recently she bought a house with a thirty year fixed. WHEW!

Congratulations and good luck, Bro!:salute!:

Listen to this man! Do not, I repeat, DO NOT get into an adjustable rate morgtage. Fixed rate is the only way to go.

[*Atwater*]

Congrats bro, so whens the house warming party.

[Brancos]

Listen to this man! Do not, I repeat, DO NOT get into an adjustable rate morgtage. Fixed rate is the only way to go.

What about buying one without any morgtage?

[Al Wilson 4 Mayor]

What about buying one without any morgtage?

That's the best idea, if you've got the spare change laying around.

[DenFanNPckrLand]

Congrats bro! Buying a house is exciting!

Don't be afraid to buy a forclosed property. There are great deals right now, and sometimes people will stay away from certain houses because they don't like the carpet, or the paint, or maybe the counter tops. Remember though, those items can all be replaced or changed for a few thousand dollars, which is well worth it when you are saving 40 or 50k off of a sale price.

Basically, don't rush, which is easy to do when you're dealing with the excitement of it all. I would encourage you to take several months to find the right deal if you need to.

Well, where I live the home market is quite small. And quite honestly, we found a place we fell in love with pretty quickly. Bottom of this message will be a link to the home we're looking at. Not too many foreclosures around here to look at.

Congrats man. Buying a house, especially if it's your first, is one of those monumental moments in your life.




One question though: Does this house you're buying have a lot of good shadowy spots for you to lurk in?

It's got a whole basement to lurk in! MUAHAHAHAHAHA!!

... a thirty year fixed-rate mortgage.

My daughter was pestered for a couple of years by banks offering subprime loans.

Recently she bought a house with a thirty year fixed. WHEW!

Congratulations and good luck, Bro!:salute!:

There's NO way in hell I'd accept an ARM loan. One of my best friends is dealing with that garbage right now, and I don't envy her. We are actually taking advantage of the USDA Guaranteed Rural Home Loan program. The USDA backs the loan, so there is no need for a down payment and there's no need for private mortgage insurance. The rate is a little bit higher (5.25% as of last Tues when we did our preapproval), but it's still not bad.

Listen to this man! Do not, I repeat, DO NOT get into an adjustable rate morgtage. Fixed rate is the only way to go.

See above! I do appreciate all of the advice though guys. It's a strange, and wonderful time in my life and my family's lives but we're definitely looking forward to it. Here is a link to the virtual tour of the house we're looking at:

The house in question

[Peanut]

Here is a link to the virtual tour of the house we're looking at:

300 E Brooklyn St, Chilton, WI

Very nice. Good price, too.

[Brancos]

You should move to the Jordan Downs projects. :go:

[Frenchy180]

Here is a link to the virtual tour of the house we're looking at:

300 E Brooklyn St, Chilton, WI

Very nice! looks like it's got a great yard to it as well

[Fargo]

Great to hear! Hope you enjoy it for a long time to come.

[samparnell]

Sure, ...

What about buying one without any morgtage?

... just go to the bank and withdraw what you need to buy a house.

[DenFanNPckrLand]

Well, we went and looked at three more homes this evening. All were very nice, but simply didn't stack up to the one we fell in love with. Therefore, we will be making an offer for our dream home on Monday! Cross your fingers for us!