I was always "mediocre" growing up with how I handled money. Didn't know the money principles. I didn't understand how money worked. All I knew was debt. Credit cards, car loans, personal loans, I had no financial discipline. I paid the bills on Friday, but Monday morning when I went back to work, I was almost broke again. Usually with $30 - $50 to get me through the week. Constantly had to borrow money from my parents.
I got a "little" better as I got older but not much.
Then one May day in 2019, my life changed. I pulled over on an off ramp to find something differerent to listen to. Sports talk radio was lacking on a Saturday afternoon in May. I flipped through a few stations on my SiriusXM app. Nothing appealed. Finally I saw The Dave Ramsey show up on the list of shows. Wall Street guy?, I thought to myself. Eh, whatever, I might learn something.
I started the show, and continued my drive through Wyoming. As I drove and listened, things Dave and his callers said began to click in my head. The more I listened, the more I heard my financial life and decisions in their calls, their stories and their situations. I also came to realize Dave wasn't a Wall Street guy as I thought, but his show was exactly what I had needed to hear for many many years.
Long story short, when I got home I made a list of my debts one column on a piece of paper. I listed all my monthly expenses (non-debts) in the other column. I was in pretty big trouble financially. I had way too many payments in debt.
In September of 2019, I started Financial Peace University. It was a 9 week class and it was AMAZING! I learned so many things I never knew. Things my family didn't even know. Today, I'm almost out of debt. Just my car and a little on my student loans left to pay. I should be completely debt free by this summer.
So if you're struggling with money and looking for a way to get out of the financial hole and relieve those financial worries and stress, start by listening to Dave's show. Start following the 7 Baby Steps, do the debt snowball method. When you can, take Financial Peace University. I don't work for Dave, I get zero dollars in kickbacks, I'm not here to sell anything, just relating a personal experience that changed my life. I hope it changes yours the way it changed mine. I wish someone had told me about him a long time ago but like they say, better late than never.
I got a "little" better as I got older but not much.
Then one May day in 2019, my life changed. I pulled over on an off ramp to find something differerent to listen to. Sports talk radio was lacking on a Saturday afternoon in May. I flipped through a few stations on my SiriusXM app. Nothing appealed. Finally I saw The Dave Ramsey show up on the list of shows. Wall Street guy?, I thought to myself. Eh, whatever, I might learn something.
I started the show, and continued my drive through Wyoming. As I drove and listened, things Dave and his callers said began to click in my head. The more I listened, the more I heard my financial life and decisions in their calls, their stories and their situations. I also came to realize Dave wasn't a Wall Street guy as I thought, but his show was exactly what I had needed to hear for many many years.
Long story short, when I got home I made a list of my debts one column on a piece of paper. I listed all my monthly expenses (non-debts) in the other column. I was in pretty big trouble financially. I had way too many payments in debt.
In September of 2019, I started Financial Peace University. It was a 9 week class and it was AMAZING! I learned so many things I never knew. Things my family didn't even know. Today, I'm almost out of debt. Just my car and a little on my student loans left to pay. I should be completely debt free by this summer.
So if you're struggling with money and looking for a way to get out of the financial hole and relieve those financial worries and stress, start by listening to Dave's show. Start following the 7 Baby Steps, do the debt snowball method. When you can, take Financial Peace University. I don't work for Dave, I get zero dollars in kickbacks, I'm not here to sell anything, just relating a personal experience that changed my life. I hope it changes yours the way it changed mine. I wish someone had told me about him a long time ago but like they say, better late than never.
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